Banking & Finance
At A.O. Wanga Advocates, our Banking & Finance practice is dedicated to providing the legal architecture that supports capital flow and financial stability.
We act for financial institutions, corporate borrowers, and private investors, ensuring that every transaction is backed by rigorous documentation and a deep understanding of the regulatory environment in Kenya and the broader East African region.
Bridging the Gap Between Capital and Compliance
Expert Banking and Finance law services in Kenya. A.O. Wanga Advocates specializes in perfection of securities, regulatory compliance, and structured finance solutions.
Capital Structuring & Asset Security
We provide end-to-end legal support for credit facilities and investment structures. Our expertise ensures that financial interests are fully protected through:
Preparation & Perfection of Securities
Advising on vessel financing, registration, and the commercial agreements that drive international maritime trade.
Asset-Backed Financing
Advising on complex financing arrangements where physical or intangible assets serve as collateral for institutional loans.
Corporate Debt & Private Equity
Guiding businesses through the legalities of debt restructuring, private equity infusions, and the issuance of corporate bonds.
Regulatory Compliance & Advisory
The financial sector is one of the most heavily regulated industries. We help our clients navigate this landscape with precision:
Banking Act Compliance:
Advising banks and microfinance institutions on adherence to Central Bank of Kenya (CBK) guidelines and statutory requirements.
Anti-Money Laundering (AML) & KYC:Private Maritime Disputes
Implementing robust legal frameworks to ensure institutional compliance with global and domestic financial integrity standards.
Fintech & Digital Lending:
Providing specialized advice for the emerging digital credit sector, ensuring mobile lenders and payment service providers operate within the proper licensing frameworks.
Strategic Financial Solutions
Our approach goes beyond technical drafting. We look at the commercial intent behind every loan or investment. Whether it is facilitating a project finance deal for a major infrastructure development or securing a credit line for a growing SME, our goal is to minimize risk while maximizing the speed and efficiency of the transaction.
